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CYGNVS Expands Solution to Include CISO Liability Insurance Coverage

CISO Lability Insurance

74% of CISOs have no personal liability coverage. CYGNVS changes that.

When a cyber incident hits, the CISO is no longer just responsible for the cyber incident response — increasingly they are personally accountable for every disclosure decision, governance call and regulatory filing that follows. And not just the CISO, other technology executives like the Chief Information Officer, Chief Technology Officer (CTO) or Chief Digital Officer (CDO). The SEC is now suing CISOs and other technology executives in their individual capacity. Regulators are naming names. Legal representation alone can run into the hundreds of thousands of dollars. CYGNVS is the first and only platform to include dedicated CISO liability insurance — underwritten by AIG — as a standard customer benefit.

74% of CISOs have no personal liability coverage (Hitch Partners, 625+ CISOs surveyed)
$300k+ cost of personal legal representation for a single major event
Up to $3M dedicated Side A D&O liability coverage — included with CYGNVS Premium & Elite
Gartner CIRM

“As the CISO role has evolved from tactical security technology to strategic corporate risk, the CISO's exposure and liability has increased significantly. As a CYGNVS customer, CISO liability insurance being a benefit of the platform is a prudent safeguard to ensure meaningful protection.”

Jeff Farinich

EVP Technology Services & CISO
 <br> New American Funding

The Risk is Personal

Being a CISO has never
carried more personal exposure.

Cyber incidents are no longer purely technical events. They are corporate governance events — and regulators, shareholders and courts are increasingly holding individual security leaders accountable for what happens before, during, and after.

SEC enforcement actions

The SEC has brought charges against CISOs personally for their role in incident disclosures — not just the organizations they work for.

Regulatory scrutiny

Regulators across jurisdictions globally are increasingly naming security leaders in individual capacities following major incidents and disclosure failures.

Corporate Insurance gaps

Traditional corporate insurance may fail to cover CISOs adequately — or the CISO might not be included in the coverage at exactly the moment when it is needed the most.

Personal legal costs

Just retaining personal counsel for the initial stages of legal and regulatory proceedings can cost hundreds of thousands of dollars — out of pocket.

Underwritten by AIG · Structured by MARSH Risk

AIG Insurance Policy. Not just a
warranty or a promise from a vendor.

AIG is one of the world’s largest global insurers and Marsh is the world’s most trusted risk advisor. The CISO Insurance Policy that comes with the CYGNVS subscription is structured by Marsh and underwritten by AIG. That’s independent validation from two of the most trusted names in insurance. The AIG underwritten policy means an independent, government-regulated financial institution with the assets to pay out is providing an independent insurance policy with the CYGNVS platform.

$100B+

AIG assets backing the policy

Up to $3M

dedicated Side A D&O coverage per subscriber

5 Executive Roles

covered: CISO, CIO, CDO, CTO, CPO

As the CISO role has evolved from tactical security technology to strategic corporate risk, the CISO’s exposure and liability has increased significantly. As a CYGNVS customer, CISO liability insurance being a benefit of the platform is a prudent safeguard to ensure meaningful protection. Jeff Farinich, EVP Technology Services & CISO,
New American Funding
Insurance vs. Warranty

Why is CISO liability insurance
better than vendor warranty?

Cybersecurity warranties are everywhere. They sound reassuring. But a warranty from a vendor is only as good as that company’s balance sheet, which means nothing if the vendor is a startup. The question is how many customers have ever collected on a vendor warranty.

Warranties are also tied to using the product in certain ways, or the product not performing in stated – all of which are hard to prove after the fact.

An AIG-underwritten insurance policy is a regulated financial product backed by one of the world’s largest insurers. The difference is not subtle.

Insurance vs. Warranty
Cybersecurity Warranty

Vendor-backed promise

  • Backed by the vendor's balance sheet, which may be a startup with limited assets

  • Tied to technology failures, not the leadership decisions made during a crisis

  • No state regulatory oversight of payouts or claims

  • Is written to the organization - not to protect the CISO personally

CYGNVS + AIG Insurance
Cybersecurity Warranty

State-regulated financial protection

  • Underwritten by AIG, one of the world’s largest insurers in the world

  • Covers any and all decisions made during a cyber crisis, not just technology failures

  • No state regulatory oversight of payouts or claims

  • Is written to the organization - not to protect the CISO personally

What’s Covered

Dedicated protection for the
individuals making the calls.

The AIG Insurance Policy that is included with CYGNVS subscriptions covers personal financial exposure for leading technology executives when corporate indemnification is unavailable or denied.

CISO

Chief Information Security Officer

CIO

Chief Information Officer

CDO

Chief Digital Officer

CTO

Chief Technology Officer

CPO

Chief Product Officer

Structured with the Best in the Industry

Why the insurance
industry backs CYGNVS.

Insurance companies are in the business of pricing risk accurately. When AIG and Marsh Risk structured this program, they reviewed CYGNVS’s actuarial record — 50+ major incidents per week, across 3,000+ organizations — and concluded the platform reduces the cost and impact of cyber incidents. That conclusion is in the policy.

AIG
Insurance vs. Warranty

One of the world's largest insurers with $160 billion in assets. AIG underwrites the Side A D&O liability policy included with eligible CYGNVS subscriptions. Insurance backing is a strong validation of the CYGNVS platform.

AIG
Marsh Risk
Broker & Program Structure

One of the world's largest insurers with $160 billion in assets. AIG underwrites the Side A D&O liability policy included with eligible CYGNVS subscriptions. Insurance backing is a strong validation of the CYGNVS platform.

Marsh Risk

Focus on the incident response,
not your personal liability.

CYGNVS Premium and Elite subscribers receive AIG-underwritten CISO liability coverage at no additional cost. Response-ready in 7 days.